A FHA loan is a mortgage loan insured by the Federal Housing Administration (FHA). Loan Officers like Kevin Kuper work with FHA to help would-be first-time home-buyers buy a home with an affordable loan with a low down payment.

Would-be homeowners looking to enter the purchase game for the first time in their lives are perfect candidates for the FHA loan. You can buy your first home with a low down payment—as little as 3.5% of the purchase price. Most of your closing costs and fees can be included in the loan.

If you have been challenged by economic events that rattled your core and have begun to rebuild your creditworthiness, you may be ready for another shot at home ownership through an FHA loan. This is also possible if they get a conventional loan. You don’t need to be a 1st time home buyer.

• If you are a first-time home buyer looking at financing your first step toward achieving the American dream, home ownership is possible with an FHA loan.
• If buying a ‘fixer-upper’ is just your speed, the FHA has a home loan called the 203K Renovation Loan that allows you to buy your ‘diamond in the rough’, fix it up, and include all the costs in one loan.
• If you own a home in need of remodel or repair, you can refinance what you owe and build in the repair costs into one neat FHA 203K Renovation loan.
• If you are interested in purchasing a manufactured or factory-built home, FHA offers two loan products structured to meet the land below.