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    • Home
    • Contact Us
    • Apply Now
    • Reviews
    • Loan Programs
      • FHA Loans
      • VA Loans
      • USDA Loans
      • Jumbo Loans

(803)361-8249

  • Home
  • Contact Us
  • Apply Now
  • Reviews
  • Loan Programs
    • FHA Loans
    • VA Loans
    • USDA Loans
    • Jumbo Loans

USDA Loans

USDA Loans

USDA loans are guaranteed by the Federal Government and are only available to individuals and families looking to settle in USDA eligible rural areas. Loan applicants may have an income of up to 115% of the median income for the area in which they wish to settle. Qualifying families must be without adequate housing, but able to afford the mortgage payments, including taxes and insurance.

Loan terms are 30-years, and the lender sets the promissory note interest rate. Repayment feasibility is determined by the lender using ratios of repayment (gross) income to Principal, Interest, Taxes, and Insurance (PITI) and to total family debt.

When a USDA Loan Makes Sense to You

When you are ready for homesteading in the wide-open spaces of the country, turn to Scott Robinson USDA loan information. The USDA offers a wide range of property eligibility classifications and loan programs. The advantages of a USDA loan can’t be beat, and feature:

  • 100% financing
  • Lower, fixed-interest rates

With a USDA loan, you can afford to wrangle your dream ranch location and get plenty of room for your little house or modest house of reasonable size, and much more.

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